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Employment Practices’ Liability


Protecting everyone from financial loss in relation to employment issues


Employment Practices’ Liability Insurance protects a company and its employees (be they directors, officers, partners or supervisory employees).  It covers everyone against financial loss as a result of actions made in relation to employment issues.


Protection against the implications of changing legislation, which include:

  • reduction in the qualifying employment period
  • increase in the ceiling on awards
  • no pre-set limit for awards in respect of racial, sex or disability based discrimination


Protection against employment litigation, including:

  • unfair dismissal
  • the major rise in discrimination claims
  • breach of contract
  • wrongful dismissal
  • discrimination by prospective employees who have never been employed
  • victimisation/harassment
  • defence costs
  • court/industrial tribunal attendance costs


As independent Lloyd’s brokers, Alexander Forbes will tailor an insurance policy to suit the needs of your organisation.


Cover would include:

  • prospective employees (i.e. those applying for employment)
  • those employees who had or have a contract of employment



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